Accidents Involving Rideshare Companies (Lyft and Uber)
Ridesharing services have become more and more popular in the last few years, due to their convenience and cost-effectiveness. Unfortunately, many accidents involving Uber and Lyft vehicles occur in Florida and throughout the United States every year. If you or someone close to you has been injured in an Uber, Lyft or similar ridesharing service, we can help. At The Lawrence Law Group, our Jacksonville car accident lawyers will evaluate the facts of your case and determine your eligibility for compensation. Accidents involving rideshare companies can be complicated, so it is important to have a skilled attorney on your side.Obtaining Compensation for Injuries Arising From an Uber or Lyft Accident
Uber and Lyft allow car owners to use their personal vehicles as a taxi service. These companies do not, however, consider drivers to be employees. Rather, their drivers are classified as independent contractors. This impacts the way drivers are paid, their benefits and the amounts and types of auto insurance coverages. Vehicles are owned and insured by the individual driver, and not by the rideshare companies. Uber and Lyft do provide liability insurance up to $1 million, including secondary insurance to the driver’s coverage and uninsured/underinsured coverage (“UM”). This simply means that if you get injured as an Uber or Lyft passenger as a result of an accident with someone who did not have car insurance or did not have enough insurance to cover the damage and injuries, you would still be able to receive compensation from Uber and Lyft’s UM coverage.
Florida Statute § 627.736 requires drivers to have personal injury protection (PIP) coverage. PIP is a type of no-fault insurance coverage that pays medical bills and lost wages damages in the event of a car or truck accident. It is referred to as “no fault” because it covers those losses regardless of who was at fault for the car accident. Every owner of a car registered in Florida is required to carry at least $10,000 in PIP coverage. Many personal auto insurance policies exclude from coverage any commercial use of the vehicle, though an increasing number of insurance companies are offering optional coverage for rideshare drivers. In contrast, Florida Statute § 324.032 requires limousines and taxis to have liability policies with minimum limits of $125,000 per person for bodily injury, $250,000 per incident for bodily injury, and $50,000 for property damage.
Injured Uber and Lyft passengers are entitled to recover for the same harms and losses as any other person suffering injuries in an auto accident. As codified in Florida Civil Jury Instruction 501.1, a person injured in a car crash is entitled to recover damages that “fairly and adequately” compensate him or her for his or her losses, including any damage that is “reasonably certain” to incur in the future.Consult a Jacksonville Car Accident Attorney
If you have been seriously injured in an accident involving a rideshare company, it is important to hire Jacksonville attorney as soon as possible. At The Lawrence Law Group, we are committed to getting you the justice and compensation you deserve. We proudly represent clients from northeast Florida including Duval, Clay, St. Johns, Baker, Nassau, Flagler, Putnam, Brevard, Union, Columbia, Suwannee, Hamilton, Jefferson, Volusia and Alachua Counties. For a free consultation, please call us 904-632-0077 or contact us online.